本文发表在 rolia.net 枫下论坛本地区理财保险顾问竭诚为您服务：
我代理Manulife, Sun Life, Industrial Alliance, AIG, RBC, Canada Life, AXA 等各大保险公司的产品，为您分析比较，量身定做，选择价格最低或最有竞争力的产品，欢迎免费咨询：
1． 人寿保险／访加旅游保险 / 房屋按揭保险 / 重病保险／残疾保险／长期护理保险
2． 教育储蓄计划（RESP）
请联络：婷婷:（519）578-4543, (519)658-0645.
Fax: （519）578-4543，（416) 456-3517
E-mail: ting_financial@yahoo.com
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FORESTERS理财保险公司诚心为您服务
FORESTERS是一家有超过130年历史的非赢利性质的理财保险公司. 不同于其他传统理财公司的是, 我们的利润会捐赠到儿童基金并以额外免费保单形式 (例如免费大病保险, 子女奖学金等等) 回馈于每一位投保顾客.
我们的业务主要分为两大类:
1, 各类保险: 人寿保险, 房屋按揭保险, 大病保险, 长期护理保险, 伤残保险
2, 投资理财: 互惠基金, 分隔基金, 子女教育计划(RESP), 注册退休计划(RRSP), 注册退休基金(RRIF), 年金(ANNUITY)
欢迎免费咨询. 联系方式:
电话: 519-886-6483
手机: 519-589-7346
传真: 519-886-8083
电邮: lzhang@foresters.biz
网址: www.foresters.biz
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C.S.T. Consultants Inc. (Canadian Scholarship Trust Plan) 是加拿大规模最大的团体<<注册教育储蓄计划>>经办机构 www.cst.org
作为C.S.T. Consultants Inc. 的销售代表, 我将以丰富的专业知识, 根据您个人的经纪情况为您开设一个教育储蓄计划, 并由始至终为您打点一切.我会向您解释Canadian Scholarship Trust Plan 如何为您提供安全稳健的投资增长,从而使您的资金在您的孩子将来生大学时, 即可调用.
另外, 您还可以用HBC reward point 去投资您的RESP
http://www.hbc.com/hbcrewards/resp.asp?langid=EN
每星期往返Kitchener, Waterloo, Cambridge & Guelph.
如果您有需要,请给我发Email.我会尽快给您回电话约时间见面.
电话:416-4976800
销售代表:祝莹
电邮:ying.zhu@cstresp.com
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CST RESP+CESG+CLB Service
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by jiangs (susan) at 2006.5.4 11:22 [#16162@14]
The Canadian Scholarship Trust Plan RESP makes it easy to start saving when your children are young.
1) Helping parents save since 1960
The Canadian Scholarship Trust Foundation is the oldest and largest Registered Education Savings Plan (RESP) provider in Canada*. The Canadian Scholarship Trust Plan has helped more parents save for their children’s higher education than any other RESP*.
2) Guaranteed principal
Because we invest your principal in government-issued or guaranteed bonds, high-quality corporate bonds, and variable rate securities, we can guarantee your principal.
3) Stable growth
Unlike plans that invest in mutual funds that can go down in value, we follow a strategy that ensures stable returns. We know your money simply has to be there when your child needs it.
4) Government Grant (CESG)
With the Canada Education Savings Grant, you can receive up to $400-$500 extra on top of your RESP contributions each year, for each child, to a maximum of $7,200 over the life of the plan*.
5) Canada Learning Bond (CLB)
For children born on January 1, 2004 or later who also qualify for the National Child Benefit Supplement (“NCBS”), the Government of Canada will provide a CLB of $500.
6) Tax-sheltered growth
You earn tax-sheltered investment income within the RESP. When the investment income is paid out, it is taxable in your child’s name. As a student, your child will likely pay little or no tax.
7) Transferable
If your child decides not to pursue post-secondary studies, you may be able to transfer up to $50,000 of investment income into your RRSP or spousal RRSP tax-free, subject to certain conditions, and provided you have contribution room. Or you may withdraw the investment income and pay extra tax on it. In either case, your principal will be returned to you in full. Or, you may be able to transfer the RESP to another child.
8) Wide choice of programs
Funds can be used at any qualified university, college or trade school in Canada or around the world.
9) Easy way to save
We offer you a range of savings options to suit your financial situation and help you meet your goals.
Distributed by C.S.T. Consultants Inc.
For a personal consultation, please contact:
Ying Jiang
Sales Representative
C.S.T. Consultants Inc.
Branch 900
Phone: 519-747-2692
Branch tel: 416-391-2523
Email: ying.jiang@cstresp.com
URL: http://www.cst.org更多精彩文章及讨论，请光临枫下论坛 rolia.net